Free $1000 Gas and Groceries: Get rebates for up to $500 worth of gas and $500 worth of groceries by going to your favorite gas station and grocery store. Gas stations and grocery stores want your business more than ever. This benefit alone will pay for an individual membership!

Free Legal Advice: Our association includes a membership into our national network of attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

Free Debt Settlement (Negotiation) Consultation: Debt Settlement is also referred to as debt negotiation. Using a third party agency to negotiate down the amount you owe. By using an experienced professional you will save more money and you will be professionally represented. Guaranteed confidentiality.

Free Debt Consolidation Consultation:  Debt Consolidation is a loan. The loan proceeds are used to pay your creditors and you repay the loan to a debt consolidation agency. This option works best if you qualify for a loan high enough to cover your debts and those debts have a high interest rates.

Free Tax Advice: Now members can get all of the answers to their most pressing tax questions easily, professionally, and never a charge. Our tax consultants offer advice for FREE with a "mothers touch". It gives you the opportunity to make unlimited email questions and get prompt accurate answers about new tax laws, forms, deductions, dependents, IRS, capital gains taxes for all of your tax concerns. Never a charge for a consultation and confidentiality is guaranteed.

Establish a Trade Line that Reports to 2 of the Credit Bureaus Guaranteed: After approval you will be able to purchase thousands of items online at discounted prices! Home Furniture, Computers, Flat Screen TV's, Tanning Beds, Jewelry, Customized Wheels and Rims are just some the many items available. When you make your payments they will be reported to 2 of the credit bureaus. If you need to establish a new line of credit this benefit is for you. On time payments can increase your credit scores. As a member of our association the down payment fees are waived on all of your purchases.

Second Chance Bank Account: If you are unable to open a bank account due to poor credit or a derogatory listing in ChexSystems we can help. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification. Additionally, USCCRA members have access to an internet bank that will open a bank account for our members. Funds are FDIC insured up to $250,000. Debit card with a Master Card™ logo is included with the account.

VISA(tm) Logo Secured Credit Card: No credit check, guaranteed approval with this Secured Visa™ logo’d credit cards. This Secured Visa Card has a limit of $200-$1500 with only a $79 One Time Application Fee. 0% interest for 6 months then adjusts to 7.99+Prime. The best part is they are reporting to all three bureaus! If you need more than one you can get 2 cards - great to help re-establish your credit!

FREE Credit Card Search Service: Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

IRS Defense: We have entered into an alliance with an organization whose principles have over 17 years experience working to represent you against an IRS Tax Lien. This firm provides a variety of services to meet the needs of each taxpayer. USCCRA, LLC Members receive FREE confidential telephone consultation.  Let us help you end your IRS tax nightmares. 

Free Bankruptcy Consultation:  Bankruptcy is usually the very last option someone chooses. Bankruptcy laws have changed and are more restrictive than in the past. If you make too much money you may be forced to file a Chapter 13 reorganization instead of a Chapter 7. Get this FREE advice so you can make the right choice for your financial future.

Credit Reference Service: USCCRA, LLC provide a written credit reference at anytime for current valid members.

Guaranteed a Computer: USCCRA, LLC Members are pre-approved for financing of a computer.

Mortgage Reduction: Members save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan.

Information and Education: USCCRA offers its members a number of free and reduced cost materials covering a variety of subjects. Including 2 online courses - a personal budgeting course, and "get out of debt" course.

USCCRA has negotiated an exceptional program on behalf of its members that is not available anywhere else. Token fees may apply to cover costs (or) comply with State and Federal Laws.