You will have access 24/7 to you progress via our online portal! You will be provided a unique and secure login and password so you can upload your updates and check your progress. Call now to schedule your FREE credit report review and see how our Gold and Platinum programs can help you obtain the credit you deserve!

Free Discount RX Drug Card & Pet Discount Too: Go to www.YourFreeDrugCard.com and print a card you can use today to save an average 15% on brand name and 55% on generic drugs. Look up prices at pharmacies near you today! Cards can be used for all family members, no limits on number of prescriptions. We can mail you cards or just print them off the website.

Free Legal Advice: Our association includes a membership into our national network of attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

Free Debt Settlement (Negotiation) Consultation: Debt Settlement is also referred to as debt negotiation. Using a third party agency to negotiate down the amount you owe. By using an experienced professional you will save more money and you will be professionally represented. Guaranteed confidentiality.

Free Debt Consolidation Consultation:  Debt Consolidation is a loan. The loan proceeds are used to pay your creditors and you repay the loan to a debt consolidation agency. This option works best if you qualify for a loan high enough to cover your debts and those debts have a high interest rates.

Free Tax Advice: Now members can get all of the answers to their most pressing tax questions easily, professionally, and never a charge. Our tax consultants offer advice for FREE with a "mothers touch". It gives you the opportunity to make unlimited email questions and get prompt accurate answers about new tax laws, forms, deductions, dependents, IRS, capital gains taxes for all of your tax concerns. Never a charge for a consultation and confidentiality is guaranteed.

Second Chance Bank Account: If you are unable to open a bank account due to poor credit or a derogatory listing in ChexSystems we can help. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification. Additionally, USCCRA members have access to an internet bank that will open a bank account for our members. Funds are FDIC insured up to $250,000. Debit card with a Master Card™ logo is included with the account.

VISA(tm) Logo Secured Credit Card: No credit check for approval, build your credit history - reports to all three bureaus. This Secured Visa Card has a limit of $200-$3000 with only a $50 Annual Fee. Prime + 6.5% variable APR NOT an introductory rate! If you need more than one you can get 2 cards - great to help re-establish your credit!

FREE Credit Card Search Service: Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

IRS Defense: We have entered into an alliance with an organization whose principles have over 17 years experience working to represent you against an IRS Tax Lien. This firm provides a variety of services to meet the needs of each taxpayer. USCCRA, LLC Members receive FREE confidential telephone consultation.  Let us help you end your IRS tax nightmares. 

Free Bankruptcy Consultation:  Bankruptcy is usually the very last option someone chooses. Bankruptcy laws have changed and are more restrictive than in the past. If you make too much money you may be forced to file a Chapter 13 reorganization instead of a Chapter 7. Get this FREE advice so you can make the right choice for your financial future.

Credit Reference Service: USCCRA, LLC provide a written credit reference at anytime for current valid members.

Guaranteed a Computer: USCCRA, LLC Members are pre-approved for financing of a computer.

Mortgage Reduction: Members save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan.

Information and Education: USCCRA offers its members a number of free and reduced cost materials covering a variety of subjects. Including 2 online courses - a personal budgeting course, and "get out of debt" course.

USCCRA has negotiated an exceptional program on behalf of its members that is not available anywhere else. Token fees may apply to cover costs (or) comply with State and Federal Laws.