Credit Audit Verification and Restoration

Included in your membership is representation by an assigned Dispute Specialist to challenge the 3 major national credit bureaus and force the removal of inaccurate or unverifiable information from your credit report. As a special member benefit, only extended to USCCRA Members in good standing, our Dispute Specialist will aggressively represent you to enforce your rights under the Fair Credit Reporting Act.

You will have access 24/7 to you progress via our online portal! You will be provided a unique and secure login and password so you can upload your updates and check your progress. Call now to schedule your FREE credit report review and see how our Gold and Platinum programs can help you obtain the credit you deserve!

Free Discount Drug Card & Pet Discount Card

Use your FREE Discount Rx Card and save an average 15% on brand names and 55% on generic drugs at participating pharmacies.

- Member website offers drug cost lookup and pharmacy locator. YES, you can see the current price at the participating pharmacy near you!

- The Pharmacy network is national in scope!

- Cards can be used for all family members. There is NO LIMIT on the number of prescriptions filled!

- No forms to fill out. You do not have to activate the card.

- The card can be used over and over.

- Website also has a FREE Discount Card for your pets too!

Go to www.YourFreeDrugCard.com to use it today!

Or call our office and we can send you a card! (Spanish cards available too)

Free Legal Advice

Membership includes a membership into our National Law Club, a national network of over 20,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

Free Debt Settlement (Negotiation) Consultation

Debt Settlement is also referred to as debt negotiation. Using a third party agency to negotiate down the amount you owe. By using a professional attorney you will save more money and you will be professionally represented. Guaranteed confidentiality.

Free Debt Consolidation Consultation

Debt Consolidation is a loan. The loan proceeds are used to pay your creditors and you repay the loan to a debt consolidation agency. This option works best if you qualify for a loan high enough to cover your debts and those debts have a high interest rates.

Free Tax Advice

Now members can get all of the answers to their most pressing tax questions easily, professionally, and never a charge. Tax Mama offers advice for FREE with a "mothers touch". It gives you the opportunity to make unlimited email questions and get prompt accurate answers about new tax laws, forms, deductions, dependents, IRS, capital gains taxes for all of your tax concerns. Never a charge for a consultation and confidentiality is guaranteed.

Establish a Trade Line that Reports to 2 of the Credit Bureaus Guaranteed

After approval you will be able to purchase thousands of items online at discounted prices! Home Furniture, Computers, Flat Screen TV's, Tanning Beds, Jewelry, Customized Wheels and Rims are just some the many items available. When you make your payments they will be reported to 2 of the credit bureaus. If you need to establish a new line of credit this benefit is for you. On time payments can increase your credit scores. As a member of our association the down payment fees are waived on all of your purchases.

Second Chance Bank Account

If you are unable to open a bank account due to poor credit or a derogatory listing in ChexSystems we can help. Your affiliated attorney will represent you against ChexSystems. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification. Additionally, USCCRA members have access to an internet bank that will open a bank account for our members. Funds are FDIC insured up to $250,000. Debit card with a Master Card™ logo is included with the account.

Visa Card™ Logo Debit Card with NO Credit Check for Approval

You can get a Secured Visa™ logo’d credit card(s). Open Sky Secured Visa Card has a limit from $200-$3000 with just a $50 Annual Fee, 6.5% variable APR - NOT an introductory rate. No Checking Account is required AND the best part is they are reporting to ALL THREE BUREAUS.

Use the card everywhere you see the VISA™ logo. Build your credit history. If you need another trade line you can get two! Free fraud protection against unauthorized use. Lifetime credit lines up to $5000.00 Remember no upfront or monthly fees. Start rebuilding YOUR credit today!!!

FREE Credit Card Search Service

Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

IRS Defense

We have entered into an alliance with an organization whose principles have over 17 years experience working to represent you against an IRS Tax Lien. This firm provides a variety of services to meet the needs of each taxpayer. USCCRA, LLC Members receive FREE confidential telephone consultation. Let us help you end your IRS tax nightmares.

Free Bankruptcy Consultation

Bankruptcy is usually the very last option someone chooses. Bankruptcy laws have changed and are more restrictive than in the past. If you make too much money you may be forced to file a Chapter 13 reorganization instead of a Chapter 7. Get this FREE advice so you can make the right choice for your financial future.

Credit Reference Service

USCCRA provides a written credit reference at anytime for current valid members.

Guaranteed a Computer

USCCRA members are pre-approved for financing of a computer.

Mortgage Reduction

Members save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan.

Information and Education

USCCRA offers its members a number of free and reduced cost materials covering a variety of subjects. Including 2 online courses - a personal budgeting course, and "get out of debt" course.