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Member Program
Free Credit
Review
Start Your Financial Wellness
Journey TODAY! (a $200 Value)

Member Benefits

Credit Audit Verification and Restoration

Included in your membership is representation by an assigned Dispute Specialist to challenge the 3 major national credit bureaus and force the removal of inaccurate or unverifiable information from your credit report. As a special member benefit, only extended to USCCRA Members in good standing, our Dispute Specialist will aggressively represent you to enforce your rights under the Fair Credit Reporting Act.

You will have access 24/7 to you progress via our online portal! You will be provided a unique and secure login and password so you can upload your updates and check your progress. Call now to schedule your FREE credit report review and see how our Gold and Platinum programs can help you obtain the credit you deserve!

Free Discount RX Drug Card & Pet Discount Too

Go to www.YourFreeDrugCard.com and print a card you can use today to save an average 15% on brand name and 55% on generic drugs. Look up prices at pharmacies near you today! Cards can be used for all family members, no limits on number of prescriptions. We can mail you cards or just print them off the website.

Free Legal Advice

Our association includes a membership into our national network of attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates.

Free Debt Settlement (Negotiation) Consultation

Debt Settlement is also referred to as debt negotiation. Using a third party agency to negotiate down the amount you owe. By using an experienced professional you will save more money and you will be professionally represented. Guaranteed confidentiality.

Free Debt Consolidation Consultation

Debt Consolidation is a loan. The loan proceeds are used to pay your creditors and you repay the loan to a debt consolidation agency. This option works best if you qualify for a loan high enough to cover your debts and those debts have a high interest rates.

Free Tax Advice

Now members can get all of the answers to their most pressing tax questions easily, professionally, and never a charge. Our tax consultants offer advice for FREE with a "mothers touch". It gives you the opportunity to make unlimited email questions and get prompt accurate answers about new tax laws, forms, deductions, dependents, IRS, capital gains taxes for all of your tax concerns. Never a charge for a consultation and confidentiality is guaranteed.

Second Chance Bank Account

If you are unable to open a bank account due to poor credit or a derogatory listing in ChexSystems we can help. We also can direct you to a bank or credit union in your area that does not use ChexSystems verification. Additionally, USCCRA members have access to an internet bank that will open a bank account for our members. Funds are FDIC insured up to $250,000. Debit card with a Master Card™ logo is included with the account.

VISA™ Logo Secured Credit Card

No credit check for approval, build your credit history - reports to all three bureaus. This Secured Visa Card has a limit of $200-$3000 with only a $50 Annual Fee. Prime + 6.5% variable APR NOT an introductory rate! If you need more than one you can get 2 cards - great to help re-establish your credit!

Free Credit Card Search Service

Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

IRS Defense

We have entered into an alliance with an organization whose principles have over 17 years experience working to represent you against an IRS Tax Lien. This firm provides a variety of services to meet the needs of each taxpayer. USCCRA, LLC Members receive FREE confidential telephone consultation. Let us help you end your IRS tax nightmares.

Free Bankruptcy Consultation

Bankruptcy is usually the very last option someone chooses. Bankruptcy laws have changed and are more restrictive than in the past. If you make too much money you may be forced to file a Chapter 13 reorganization instead of a Chapter 7. Get this FREE advice so you can make the right choice for your financial future.

Credit Reference Service

USCCRA, LLC provide a written credit reference at anytime for current valid members.

Mortgage Reduction

Members save thousands of dollars and cut years off their mortgage by employing the strategies of the endorsed mortgage reduction plan.

Information and Education

USCCRA offers its members a number of free and reduced cost materials covering a variety of subjects. Including 2 online courses - a personal budgeting course, and "get out of debt" course.

Are you Ready to “Participate in your own Rescue”?

USCCRA offer the free review to get you knowledgeable about:

  • You will find out if you have the right credit “mix” of open credit to drive your scores up!
  • You will be introduced to USCCRA’s strategic partners to open the needs lines of credit you currently don’t have or are having trouble getting approved for.
  • Advise you on what drives your scores down and possible keeps them from you achieving great credit scores.
  • USCCRA will help you enforce your rights under the Fair Credit Reporting Act (FCRA) to verify your information is yours AND correct/remove all unverifiable and inaccurate information.


USCCRA cannot increase your scores – only YOU can, by evaluating where your credit is now and then taking ACTION with YOUR PLAN to have the right mix of credit reporting with on time payments and no new negative information reporting.


Available Programs

A) Individual Gold Payment Plan:

Member agrees to make an initial investment of $195.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $97 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

B) Family Gold Payment Plan:

Member agrees to make an initial investment of $295.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $167 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

C) Individual Platinum Payment Plan:

Member agrees to make an initial investment of $195.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $137 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

(This program includes up to 5 creditor disputes per month and enrollment into our Debt Freedom System)

D) Family Platinum Payment Plan:

Member agrees to make an initial investment of $295.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $237 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

(This program includes up to 10 creditor disputes per month and enrollment into our Debt Freedom System)

E) Individual Platinum + PLUS Plan:

Member agrees to make an initial investment of $195.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $177 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

(This program includes unlimited creditor disputes each month and enrollment into our Debt Freedom System)

F) Family Platinum + PLUS Plan:

Member agrees to make an initial investment of $295.00 which includes your data entry and research, portal setup and first rounds of disputes. Your 6-9 monthly investments of $287 shall start 30-45 days after the initial investment. Pick your initial payments and subsequent payment dates on page 3.

(This program includes unlimited creditor disputes each month and enrollment into our Debt Freedom System)

Right to Cancellation: MEMBER may cancel this membership agreement without penalty or further obligation at any time before midnight of the fifth (5th) business day after the date on which you signed the membership agreement. See the NOTICE OF CANCELLATION form in your USCCRA, LLC, Member Benefits – Getting Started for an explanation of this right. Liability: With regard to Benefits by USCCRA, LLC or its affiliates, USCCRA, LLC shall not be liable to member for any acts or omissions in the performance of BENEFITS except when the acts or omission are due to willful misconduct or gross negligence. MEMBER shall hold USCCRA, LLC and its affiliates harmless from any obligations, costs, claims, judgments, attorneys’ fees and attachments arising from or growing out of BENEFITS rendered, except if USCCRA, LLC is adjudged to be guilty of willful misconduct or gross negligence by a court of competent jurisdiction.